Section 12: Access to payment accounts

The audit report provided for in Article 3 of Commission Delegated Regulation (EU) No 2018/389 of 27 November 2017 shall be communicated annually to the Autorité de contrôle prudentiel et de résolution in accordance with the procedures laid down by instruction of the Autorité. Where payment service providers managing accounts have set up a dedicated interface under the conditions provided for in Article 32 of the same Delegated Regulation, the…

The notification referred to in Article 33(3) of Commission Delegated Regulation (EU) No 2018/389 of 27 November 2017 shall be made to the Autorité de contrôle prudentiel et de résolution, in accordance with the procedures laid down by instruction of the Autorité, by payment service providers managing accounts which have set up a dedicated interface under the conditions provided for in Article 32 of the same Delegated Regulation.

The exemption from the obligation to set up an emergency mechanism for payment service providers that have a dedicated interface meeting all the conditions mentioned in Article 33(6) of Commission Delegated Regulation (EU) No 2018/389 of 27 November 2017 is issued by the Autorité de contrôle prudentiel et de résolution, after receiving the opinion of the Banque de France underArticle L. 521-8 of the Monetary and Financial Code. Payment service…

The Autorité de contrôle prudentiel et de résolution will notify the applicant of its decision within two months of receipt of the complete application. Silence on the part of the AMF on expiry of this period shall constitute acceptance of the application for exemption. Where the conditions referred to in paragraph 7 of Article 33 of Commission Delegated Regulation (EU) No 2018/389 of 27 November 2017 are met, the Autorité…

As soon as a payment service provider managing accounts has a dedicated interface complying with the obligations set out in Article 32 of Commission Delegated Regulation (EU) No 2018/389 of 27 November 2017, payment service providers providing the payment initiation service, on the one hand, and payment service providers providing the account information service, on the other hand, shall use this dedicated interface to access their users’ online payment accounts…