Article 1883 of the French Civil Code

If the thing has been valued by lending it, the loss which occurs, even by fortuitous event, is for the borrower, if there is no agreement to the contrary.

Original in French 🇫🇷

Article 1883

Si la chose a été estimée en la prêtant, la perte qui arrive, même par cas fortuit, est pour l’emprunteur, s’il n’y a convention contraire.