If the beneficiary cannot be reached at the last address indicated by him/her, the sums to which he/she is entitled are held at his/her disposal by the company for a period of one year from the date of expiry of the period provided for in either article L. 3323-5 or article L. 3324-10 as applicable.
Once this period has expired, these sums are remitted to the Caisse des dépôts et consignations where the interested party may claim them until the expiry of the periods provided for in III of Article L. 312-20 of the Monetary and Financial Code.