The penalties laid down in Article 226-21 of the Criminal Code shall apply to any person who:
1. Use information centralised by the Banque de France pursuant to the first paragraph of article L. 131-85 for purposes other than those pursued by articles L. 131-1 to L. 131-87 relating to cheques and by articles L. 133-1 to L. 133-28 when they apply to payment cards;
2. To centralise, on behalf of the Banque de France, the information provided for in the first paragraph of Article L. 131-85.