The Minister for the Economy may, after obtaining the opinion of the Consultative Committee for Financial Legislation and Regulation and at the request of one or more representative organisations of financial sector professionals appearing on a list drawn up by the Minister, approve by decree the codes of conduct that they have drawn up for the marketing of financial instruments referred to in Article L. 211-1, banking transactions mentioned in article L. 311-1, payment services mentioned in article L. 314-1, savings products mentioned in Title II of Book II of this Code, as well as individual insurance contracts with surrender values, capitalisation contracts and contracts mentioned in article L. 132-5-3 andarticle L. 441-1 of the Insurance Code.