Section 5: Charges or reductions for the use of a given payment instrument

Payment service providers may not contractually restrict the possibility for a payee to apply charges, offer a discount to the payer or otherwise direct the payer to use a particular payment instrument. The charges applied may not exceed the direct costs incurred by the payee in using that payment instrument. Any stipulation to the contrary is deemed unwritten. During the first quarter of each year, the payment service provider shall…

Where the payee of a payment offers a discount to the payer for the use of a given payment instrument, the payee shall inform the payer before the payment transaction is initiated. The payee may not charge for the use of a given payment instrument. Exceptions to this prohibition may only be made under conditions defined by decree, issued after consultation with the French Competition Authority, taking into account the…

Where the payment service provider or another party involved in the transaction applies charges for the use of a given payment instrument, it shall inform the payment service user thereof before initiating the payment transaction. The payer is only required to pay the charges referred to in the second paragraph of Article L. 112-12 and in the first paragraph of this Article if he was aware of their total amount…