Section 6: Crossed cheques

The drawer or bearer of a cheque may cross it with the effects indicated in the following article. The cheque is crossed by means of two parallel bars on the front. It may be general or special. The bar is general if it does not bear any designation or the word “banker” or an equivalent term between the two bars; it is special if the name of a banker is…

A cheque with a general bar may only be paid by the drawee to a banker, an electronic money institution, a payment institution, a head of a postal cheque centre or a customer of the drawee. A specially crossed cheque may only be paid by the drawee to the banker, electronic money institution or designated payment institution or, if the banker is the drawee, to its customer. However, the banker,…

Cheques issued abroad and payable in France are treated as crossed cheques.