Subsection 2: Basic services and basic banking services.

The basic services referred to in II of Article L. 312-1 include : 1° Account opening, maintenance and closure ; 2° One change of address per year; 3° Issuing bank identity statements on request; 4° Direct debit for bank transfers; 5° Monthly statements of account transactions; 6° cashing cheques and bank transfers; 7° Payments by SEPA direct debit, SEPA interbank payment orders or SEPA bank transfers, which may be made…

The basic banking services referred to in III of Article L. 312-1 comprise : 1° The basic services referred to in 1° to 8° of article D. 312-5; 2° Cash deposits and withdrawals at the counter of the organisation holding the account; 3° A payment card, each use of which is authorised by the credit institution that issued it, enabling, in particular, payment of transactions over the Internet and cash…