Section 1: Scope and definitions

I. – Under the conditions set out in II to IV, the provisions of this chapter apply to payment services provided by the payment service providers mentioned in Book V in the context of the activities defined in II of Article L. 314-1. II. – The provisions of this chapter apply if the payee’s payment service provider and the payer’s payment service provider are located, one in mainland France, Guadeloupe,…

I. – If the payer’s payment service provider is located in Saint-Pierre-et-Miquelon or Saint-Barthélemy and the payee’s payment service provider is located outside France, regardless of the currency used for the payment transaction, the following provisions apply : a) The provisions of section 5 of this chapter ; b) the provisions of section 6 of this chapter for unauthorised card payment transactions. In this case, by way of derogation from…

Except in cases where the user is a natural person acting for non-business purposes, the provisions of article L. 133-1-1, the last two paragraphs of article L. 133-7, articles L. 133-8, L. 133-19, L. 133-20, L. 133-22, L. 133-23, L. 133-25, L. 133-25-1, L. 133-25-2 and the I and III of article L. 133-26 may be waived by contract.

I. – A payment transaction is an action consisting in paying, transferring or withdrawing funds, independently of any underlying obligation between the payer and the payee, initiated by the payer, or on his behalf, or by the payee. II. – The payment transaction may be initiated : a) By the payer, who gives a payment order to his payment service provider ; b) By the payer, who gives a payment…

For the purposes of this Chapter : (a) personalised security data means personalised data provided to a payment service user by the payment service provider for authentication purposes ; b) A unique identifier means a combination of letters, numbers or symbols indicated to the payment service user by the payment service provider, which the payment service user must provide in order to allow, alternatively or cumulatively, the certain identification of…

The liability provided for in Sections 2 to 9 of this Chapter shall not apply in cases of force majeure or where the payment service provider is bound by other legal obligations under national or Community legislation.