Section 13: Access to payment accounts

I. – Where the payment is initiated by means of a card-linked payment instrument, the payment service provider managing the account shall, at the request of one of the payment service providers issuing that instrument, immediately confirm whether the amount required to execute the card-linked payment transaction is available on the payer’s payment account, provided that all of the following conditions are met: 1° The payer’s payment account is accessible…

I. – Provided that the payment account is accessible online, the payer may contact a payment service provider of his choice to obtain the payment initiation service referred to in 7° of II of Article L. 314-1. Where the payer gives his explicit consent to the execution of a payment in accordance with Article L. 133-6, the payment service provider managing the account shall carry out the actions provided for…

I. – Provided that their payment account is accessible online, payment service users may access their payment account data via a payment service provider of their choice providing the account information service referred to in 8° of II of Article L. 314-1. II. – When providing the account information service, the payment service provider : 1° obtains the express consent of the payment service user ; 2° Ensure that the…