Subsection 2: Postal cheques and payment cards

The postal cheque service is managed by the Office des postes et télécommunications.Subject to approval by the Office des postes et télécommunications, any person may open a postal current account.Postal cheques cannot be endorsed.If payment is refused, a certificate of non-payment shall be drawn up instead of a protest.The holder of a postal current account shall be liable for the consequences of the misuse, loss or disappearance of cheque forms…

The Office des postes et télécommunications is responsible for the sums it receives to be credited to postal current accounts. Where payment orders are used, the provisions of article L. 774-20 shall apply. The Office des postes et télécommunications guarantees the beneficiaries of payments made using the payment cards it issues.