The provisions of I of Article L. 312-1-1 and of Articles L. 312-1-2 and L. 316-1 apply to the payment service providers mentioned in Article L. 521-1 and to the institutions and services mentioned in Article L. 518-1. They are a matter of public policy.
Their terms of application are specified by a decree of the Conseil d’Etat.
Credit institutions shall provide their customers, on paper or any other durable medium, with the conditions under which the deposit account agreement may be signed.