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Article L173-8 of the French Insurance Code

With the exception of personal injury, the insurer is responsible for reimbursing damages of any kind for which the insured would be liable on the recourse of third parties in the event of collision by the insured vessel or collision of this vessel with a building, fixed, movable or floating object.

Original in French 🇫🇷
Article L173-8

A l’exception des dommages aux personnes, l’assureur est garant du remboursement des dommages de toute nature dont l’assuré serait tenu sur le recours des tiers au cas d’abordage par le navire assuré ou de heurt de ce navire contre un bâtiment, corps fixe, mobile ou flottant.

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