The individual retirement savings plan provides that from the fifth year prior to the maturity date referred to in article L. 224-1, the holder may contact the plan manager by any means in order to obtain information about his rights and the savings redemption methods appropriate to his situation and to confirm, where applicable, the rate of reduction of financial risks as part of an allocation referred to in the third and fourth paragraphs of article L. 224-3.
Six months before the start of the period referred to in the first paragraph, the plan manager will inform the holder of this option.