The borrower may always, on his or her own initiative, terminate the loan contract granted to him or her by repaying all the sums already paid in principal and interest.
If the borrower has opted for a lump sum payment of the capital, he or she may, on his or her own initiative, repay part of the sums paid. However, the lender may refuse a partial repayment of less than an amount set by decree by the Conseil d’Etat.