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Article L322-4 of the French Consumer Code

Prior to the conclusion of a credit agreement relating to one of the transactions mentioned in Article L. 312-1, the credit intermediary and the borrower shall agree in writing or on another durable medium any fees payable by the borrower to the credit intermediary for its services.
The credit intermediary shall inform the creditor of these charges, for the purposes of calculating the annual percentage rate of charge.

Original in French 🇫🇷
Article L322-4


Avant la conclusion d’un contrat de crédit portant sur une des opérations mentionnées à l’article L. 312-1, l’intermédiaire de crédit et l’emprunteur conviennent par écrit ou sur un autre support durable des frais éventuels dus par l’emprunteur à l’intermédiaire de crédit pour ses services.
L’intermédiaire de crédit informe le prêteur de ces frais, aux fins du calcul du taux annuel effectif global.

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