Payment systems and payment service providers shall be permitted to process personal data where this is necessary to ensure the prevention, investigation and detection of payment fraud. The communication to individuals of information on the processing of personal data and the processing of such personal data, as well as any other processing of personal data, shall be carried out in accordance with the provisions of Regulation (EU) 2016/679 of the European Parliament and of the Council and Act No. 78-17 of 6 January 1978 on Data Processing, Data Files and Individual Liberties and Regulation (EC) No. 45/2001 of the European Parliament and of the Council.