Within the Institut d’émission des départements d’outre-mer, an observatory of bank charges is responsible for studying issues relating to bank charges in the local authorities referred to in Article L. 721-7. Every six months, it publishes a report on changes in charges and the differences observed between institutions in the overseas departments and collectivities concerned and institutions in mainland France.
Each year, it draws up a report on its activities, which is submitted to the Minister for the Economy and forwarded to Parliament.