Title IV: Building insurance

All insurance contracts taken out for the application of Title IV of Book II of this Code must include the clauses set out : Annexes I and III to this article, as regards liability insurance ; Annex II to this article, in respect of damage insurance. No other clause in the contract may have the effect of altering in any way the content or scope of these clauses, unless it…

The supporting document provided for in article L. 243-2 must be signed by an insurer authorised to carry out direct insurance operations in the territory of the French Republic in accordance with the first five paragraphs of article L. 310-2 of the Insurance Code, or by an identified person duly authorised by the insurer.

Where the insurance certificate relates to a ten-year liability insurance contract taken out by an individual taxable person, the insurance certificate provided for in Article L. 243-2 must bear the words “Attestation d’assurance” (Insurance certificate) and the words “Assurance de responsabilité décennale obligatoire” (Compulsory ten-year liability insurance) in a central position. 1° In all cases, it must include the following information: a) The insured party’s company name and address; b)…

Where the insurance certificate provided for in article L. 243-2 relates to a collective ten-year liability policy taken out in addition to the individual policies guaranteeing the ten-year liability of each of the builders, it shall include the words: “Compulsory collective ten-year liability insurance certificate”. The certificate must include the following information: a) The name and address of the subscriber, and if applicable, the company name; b) The name, registered…

Where appropriate, the certificate may include details of other cover or extensions provided for in the insurance contract. However, in respect of the compulsory cover provided by articles L. 241-1 and L. 241-2, the certificate must not contain any statement which would in any way exclude or limit the scope of the minimum statements mentioned above. No reference may be made to contractual provisions if these are not reproduced in…

STANDARD CLAUSES APPLICABLE TO DECENNIAL LIABILITY INSURANCE CONTRACTS Nature of cover The policy covers payment for repairs to the work to which the insured has contributed, as well as to existing works which are fully incorporated into the new work and which become technically indivisible from it, within the meaning of II of article L. 243-1-1 of this code, when the insured is held liable on the basis of the…

STANDARD CLAUSES APPLICABLE TO NON-LIFE INSURANCE CONTRACTS Definitions a) Policyholder. The person, whether natural or legal, named in the Declarations, who has building work carried out and who is, in the capacity defined in the Declarations, subject to the obligation to take out the insurance provided for in article L. 242-1 of the present code, both on his own behalf and on behalf of successive owners. b) Insured. The policyholder…

STANDARD CLAUSES APPLICABLE TO COLLECTIVE TEN-YEAR LIABILITY CONTRACTS TAKEN OUT ON BEHALF OF SEVERAL PERSONS SUBJECT TO THE INSURANCE OBLIGATION REFERRED TO IN ARTICLES L. 241-1 AND L. 241-2, IN ADDITION TO INDIVIDUAL CONTRACTS COVERING THE TEN-YEAR LIABILITY OF EACH OF THESE PERSONS Type of cover The policy covers payment for repairs to the work to the completion of which the insureds, named in the Declarations, have contributed, as well…