Article R243-1 of the French Insurance Code
The persons referred to in articles L. 241-1 and L. 241-2 may satisfy the insurance obligation incumbent upon them by virtue of these articles by taking out a group insurance policy, in addition to one or more insurance policies guaranteeing their liability individually within the limits of the ceilings set in this or these policy(ies). This collective insurance contract may be taken out on behalf of several of the persons…