Article L312-23 of the French Monetary and Financial Code
The rules governing access by payment institutions and electronic money institutions to payment account services held by credit institutions on behalf of other payment service providers shall be objective, non-discriminatory and proportionate. Such access shall be sufficiently wide to enable payment institutions and electronic money institutions to provide payment services efficiently and without hindrance ; Credit institutions shall put in place objective, non-discriminatory and proportionate rules to govern access by…