Section II: Scope of the insurance obligation.

Insurance contracts relating to the operations mentioned in article R. 321-1, section 10 (third-party liability for motor land vehicles) of the Insurance Code must include the standard clause relating to cancellation of the contract by the insurer, as set out in the following article.

The contract may be cancelled by the insurer before its normal expiry date, following a claim, if the claim was caused by a driver who was under the influence of alcohol or narcotics, or if the claim was caused by an infringement of the Highway Code resulting in a judicial or administrative decision to suspend the driving licence for at least one month, or a decision to cancel the licence….

In the case of property damage, insurance must be taken out for a sum, per claim and whatever the number of victims, of at least €1,300,000.