Article L211-7-1 of the French Insurance Code
The nullity of an insurance contract taken out under article L. 211-1 is not enforceable against the victims or their dependants of the victims of damage arising from a road traffic accident involving a land motor vehicle and its trailers or semi-trailers. In such a case, the insurer covering civil liability arising from the vehicle, trailer or semi-trailer is obliged to compensate the victims of the accident or their dependants….