Subsection 1a: Banking inclusion and prevention of over-indebtedness

The Association française des établissements de crédit et des entreprises d’investissement (French Association of Credit Institutions and Investment Firms), referred to in Article L. 511-29, adopts a charter for banking inclusion and the prevention of overindebtedness, approved by order of the Minister for the Economy, after consultation with the Comité consultatif du secteur financier (Financial Sector Consultative Committee) and the Comité consultatif de la législation et de la réglementation financières…

The Banque de France has set up a Banking Inclusion Observatory to collect information on access to banking services for individuals who are not acting for professional purposes, on the use that these individuals make of these banking services and on the initiatives taken by credit institutions in this area. This observatory is also responsible for defining, producing and analysing indicators relating to banking inclusion, in particular with a view…