Paragraph 3: Resources.

Advances and loans to the regional branches of the central body of Crédit Agricole become immediately repayable in the event of a breach of the Articles of Association or amendments to the Articles of Association that would reduce the guarantees of repayment. They may become due and payable in the event of malfeasance on the part of the directors and managers of companies that have received advances or loans.

Advances and loans to the Regional Banks also become due and payable if repayments are not made within three months, except in exceptional circumstances approved in each case by the Board of Directors of the central body of Crédit Agricole. For the duration of the delay, repayments due and not made bear interest in favour of the Central Body of Crédit Agricole at a rate set at 5% per annum….

Funds allocated to the Regional Mutual Credit Banks by the central body of Crédit Agricole, either as advances for their own loans or advances, or for loans granted through them by the central body of Crédit Agricole, are made available to them upon presentation of evidence of their needs and may only be used to carry out transactions for which they have obtained the agreement of the central body of…

The Regional Mutuals shall repay to the central body the advances granted to them by the central body as and when they obtain repayment of the loans granted with the aid of these advances and at the latest within the time limit set when each advance was granted.