Section 10: Applicable charges

For the purposes of II of Article L. 133-26, a payment incident is any rejection of a payment order received by the payer’s payment service provider due to a lack of funds or insufficient funds, regardless of the means of payment used.

For payment incidents other than the rejection of a cheque, the charges levied by the payer’s payment service provider in respect of an incident may not exceed the amount of the rejected payment order, subject to a ceiling of €20. The charges levied by the payer’s payment service provider in respect of a payment incident include all sums invoiced by the payer’s payment service provider to the account holder, regardless…