Section I: General provisions

The injured third party has a direct right of action against the insurer covering the civil liability of the person liable. The insurer may not pay to a party other than the injured party all or part of the sum owed by the latter, until the latter has been reimbursed, up to the amount of the said sum, for the pecuniary consequences of the event which gave rise to the…

The insurer who takes over the management of a lawsuit brought against the insured is also deemed to waive all defences of which it was aware when it took over the management of the lawsuit. The insured shall not be subject to any forfeiture or other sanction as a result of his interference in the management of the lawsuit if it was in his interest to do so.

Actions arising from the insurance contract are time-barred after two years.