Article L12-10-1 of the French Insurance Code
The payment of a sum pursuant to a clause in an insurance contract intended to compensate an insured party for loss or damage caused by a breach of an automated data processing system referred to in articles 323-1 to 323-3-1 of the French Criminal Code is subject to the victim lodging a complaint with the competent authorities no later than seventy-two hours after the victim becomes aware of the breach….