Section I: General provisions

The limitation period for actions arising from an insurance contract runs from: 1° In the case of an action for payment of the premium, the date on which the premium became due; 2° In the case of a claim by the insured or the beneficiary of the insurance on whose behalf the contract was taken out pursuant to article L. 171-4, from the date of the event giving rise to…

Proof of the insurance contract must be in writing.

Before the policy or endorsement is issued, proof of the parties’ commitment may be established by any means, in particular by insurance decree or cover note.

The insurance policy is dated the day it is drawn up. It shall state: a) The place of subscription; b) The names and domiciles of the contracting parties, with an indication, where applicable, that the party taking out the insurance is acting on behalf of a third party; c) The object or interest insured; d) The risks insured against or the risks excluded; e) The time and place of these…

Insurance policies covering civil liability risks must provide that, with regard to this cover, no forfeiture on the grounds of a breach by the insured of its obligations committed subsequent to the loss shall be enforceable against injured parties or their beneficiaries.