Section 3: Rules of good conduct and organisation

I. – Participative finance intermediaries shall mention on their website, in a manner that is easily accessible from the first page, and in all correspondence and on all advertising media, with the exception of radio advertisements, their name and corporate name, the address of their registered office, their e-mail address, their registration number in the register referred to in Article L. 512-1 of the Insurance Code and, where applicable, its…

The intermediary in equity financing : 1° Requests any lender and project promoter wishing to enter into a loan agreement : a) To provide, in the case of a natural person, their surname, first names, date and place of birth, home postal address and e-mail address and, in the case of a legal entity, its name or corporate name, the postal address of its registered office and its SIREN number;…

The intermediary in participative financing makes available on its website a standard loan contract containing the following information: 1° Identity and contact details of the parties involved: a) Marital status or company name of the lender and project promoter and, where applicable, SIREN number; b) Addresses of the domicile or registered office of the lender and the project promoter; 2° Characteristics and cost of the transaction: a) Total amount of…

Before concluding the loan agreement, the intermediary in participative financing : 1° Tells each co-contractor: a) The amount of money made available under the contract between the lender and the project promoter ; b) The duration of the credit or free loan; c) The contractual interest rate applicable to the lender; d) The amount payable to the lender (capital and interest); e) The frequency of repayments and the loan repayment…

Any contract between a lender and a project promoter shall be drawn up in writing or on any other durable medium.

A participative finance intermediary shall enter into a contract with a payment service provider or a payment service agent relating to the extinctive management of its activities in the event that it is no longer able to continue to carry them out.

I.-When they present donation-based financing offers on their website that take the form of a collection open to the public, intermediaries in participative financing shall make available to the parties a standard contract that mentions the information provided for in 1° and a and d of 3° of Article R. 548-6. The use of this standard contract is not required for donation-based financing offers taking the form of a fundraising…