Subsection 2: Criminal penalties

Failure to comply with the provisions of article L. 314-5 is punishable by a fine of 150,000 euros. As additional penalties, guilty natural persons are also liable to a ban, in accordance with the terms set out in the Article 131-27 of the Criminal Code, to hold a public office or to engage in the professional or social activity in the exercise or on the occasion of the exercise of…

Granting a usurious loan to another person or assisting, in any capacity or in any way whatsoever, directly or indirectly, in obtaining or granting a usurious loan or a loan that would become usurious within the meaning of Article L. 314-6 is punishable by two years’ imprisonment and a fine of 300,000 euros. In the event of a conviction, the court may also order: 1° The publication of its decision…

As regards the offence referred to in Article L. 341-50, the statute of limitations for public action runs from the date of the last collection of either interest or capital.