Subsection 2: Early repayment

The borrower may always, on his own initiative, repay in advance, in part or in full, the loans governed by sections 1 to 5 of this chapter. The loan agreement may prohibit repayments equal to or less than 10% of the initial amount of the loan, except in the case of its balance. If the loan agreement includes a clause under which, in the event of early repayment, the lender…

For contracts concluded from the date of entry into force of the loi n° 99-532 du 25 juin 1999 relative à l’épargne et à la sécurité financière, no compensation is payable by the borrower in the event of early repayment when repayment is motivated by the sale of the property following a change in the place of professional activity of the borrower or his/her spouse, by the death or forced…

No compensation or costs other than those mentioned in articles L. 313-47 and L. 313-48 may not be charged to the borrower in cases of early repayment as provided for in these articles.