Subsection 1: Adequate explanations and warnings

The creditor or credit intermediary shall provide the borrower, free of charge, with adequate explanations to enable the borrower to determine whether the credit agreement or agreements offered and any ancillary services are suited to the borrower’s needs and financial situation. These explanations include in particular: 1° The information contained in the European Standardised Information Sheet referred to in Article L. 313-7, as well as, for credit intermediaries, the information…

Without prejudice to the solvency check referred to in Article L. 313-16, the creditor or credit intermediary shall warn the borrower free of charge when, in view of the borrower’s financial situation, a credit agreement may entail specific risks for the borrower. .