Article L312-34 of the French Consumer Code
The borrower may at any time, at his or her own initiative, repay the credit granted to him or her early, in whole or in part. In this case, interest and charges relating to the remaining term of the credit agreement are not due.No early repayment indemnity may be claimed from the borrower in the following cases:1° In the case of overdraft authorisation;2° If the early repayment has been made…