Paragraph 1: Civil penalties

Subject to the provisions of the second paragraph, a creditor who grants credit without complying with the conditions, applicable to pre-contractual information, laid down by the provisions of article L. 313-7, the second paragraph of article L. 313-24 or the second paragraph of Article L. 313-64, may be deprived of the right to interest, in the proportion set by the judge, up to an amount not exceeding 30% of the…

Subject to the provisions of the second paragraph, a creditor who grants credit without providing the borrower with the European Standardised Information Sheet referred to in Article L. 313-7 and the second paragraph of Article L. 313-24 or the pre-contractual information mentioned in the second paragraph of article L. 313-64 may be deprived of the right to interest, in full or in the proportion set by the judge. In the…