Section 9: Account overdrafts

For the application of the provisions of Article L. 312-85, the lender or credit intermediary shall provide the borrower, in a clear and legible manner, with information concerning: 1° The identity and address of the creditor and, where applicable, the identity and address of the credit intermediary involved; 2° The type of credit ; 3° The amount of the authorisation; 4° The duration of the credit agreement;> and 6° The…

The credit agreement referred to in article L. 312-87 is written in type no smaller than eight-point type. It must state clearly and legibly: 1° The type of credit; 2° The identity and address of the contracting parties and, where applicable, the identity and address of the credit intermediary concerned; 3° The duration of the credit agreement; 4° The amount of the authorisation and the conditions for making it available;…

The statement of account provided for in article L. 312-88 mentions: 1° The precise period to which the account statement relates; 2° The date and balance of the previous statement; 3° The date and amount of uses and repayments since the previous statement; 4° The new balance; 5° The borrowing rate applied since the previous statement; 6° Any charges that have been levied since the previous statement; 7° Where applicable,…