Paragraph 1: Advertising

The additional information mentioned in article L. 313-4 are as follows: 1° The borrowing rate and whether it is fixed, variable or revisable, or a combination of the two, as well as information about any charges included in the total cost of the credit to the borrower; 2° The total amount of credit; 3° The annual percentage rate of charge for the credit referred to in Article L. 314-3. However,…

The information set out in 1° to 6° of Article R. 313-1 are provided using the representative example referred to in article L. 313-4. This example has the following characteristics: 1° A total amount of credit granted equal to 50,000 euros or a multiple of this sum which may not exceed 500,000 euros; 2° A repayment period equal to five years or a multiple of this period which may not…