Chapter I: Determining repayment capacity

For the application of the provisions of articles L. 732-1, L. 733-1 and L. 733-4, the proportion of the debtor’s monthly resources to be used to pay off his debts is calculated in accordance with the conditions set out in articles L. 731-1, L. 731-2 and L. 731-3, by reference to the scale provided for in article R. 3252-2 of the French Labour Code. However, this sum may not exceed…

The portion of resources reserved by priority for the debtor is determined with regard to all current household expenses, which include the expenses mentioned in article L. 731-2.

The amount of the household’s current expenses is assessed by the commission, either for their actual amount on the basis of items declared by the debtor, or according to the scale set by its rules of procedure and taking into account the composition of the family. The rules of procedure specify the conditions and procedures under which expenses are taken into account for their actual amount or according to the…