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Article L172-24 of the French Insurance Code

Damage and loss are settled as damage, unless the insured chooses to surrender the goods in the cases determined by law or by agreement.

Original in French 🇫🇷
Article L172-24

Les dommages et pertes sont réglés en avarie, sauf faculté pour l’assuré d’opter pour le délaissement dans les cas déterminés par la loi ou par la convention.

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