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Article L173-4 of the French Insurance Code

The insurer does not cover damage or loss resulting from a defect in the vessel itself, except in the case of a latent defect.

Original in French 🇫🇷
Article L173-4

L’assureur ne garantit pas les dommages et pertes résultant d’un vice propre du navire, sauf s’il s’agit d’un vice caché.

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