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Article L241-1 of the French Insurance Code

Any natural or legal person whose ten-year liability may be engaged on the basis of the presumption established by articles 1792 et seq. of the French Civil Code must be covered by insurance.

At the start of any worksite, they must provide proof that they have taken out an insurance policy covering this liability. Any candidate for a public contract must be able to prove that he has taken out an insurance policy covering this liability.

Any insurance contract taken out pursuant to this article shall, notwithstanding any stipulation to the contrary, be deemed to include a clause ensuring that cover is maintained for the duration of the ten-year liability of the person subject to the insurance obligation.

Original in French 🇫🇷
Article L241-1

Toute personne physique ou morale, dont la responsabilité décennale peut être engagée sur le fondement de la présomption établie par les articles 1792 et suivants du code civil, doit être couverte par une assurance.

A l’ouverture de tout chantier, elle doit justifier qu’elle a souscrit un contrat d’assurance la couvrant pour cette responsabilité. Tout candidat à l’obtention d’un marché public doit être en mesure de justifier qu’il a souscrit un contrat d’assurance le couvrant pour cette responsabilité.

Tout contrat d’assurance souscrit en vertu du présent article est, nonobstant toute stipulation contraire, réputé comporter une clause assurant le maintien de la garantie pour la durée de la responsabilité décennale pesant sur la personne assujettie à l’obligation d’assurance.

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