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Article L312-18 of the French Consumer Code

The credit agreement offer is drawn up on paper or on another durable medium. It shall be provided in as many copies as there are parties and, where applicable, to each of the guarantors.

Delivery or dispatch of the offer of a credit agreement to the borrower obliges the creditor to maintain the terms and conditions for a minimum period of fifteen days from such delivery or dispatch.

Original in French 🇫🇷
Article L312-18


L’offre de contrat de crédit est établie sur support papier ou sur un autre support durable. Elle est fournie en autant d’exemplaires que de parties et, le cas échéant, à chacune des cautions.


La remise ou l’envoi de l’offre de contrat de crédit à l’emprunteur oblige le prêteur à en maintenir les conditions pendant une durée minimale de quinze jours à compter de cette remise ou de cet envoi.

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