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Article L312-68 of the French Consumer Code

Where the revolving credit is accompanied by a card giving entitlement to benefits of any kind, the benefit of these benefits may not be made conditional on payment on credit.
In this case, the creditor or credit intermediary is obliged to offer the consumer the option of paying in cash with this card.
Any dematerialised means of payment ancillary to a revolving credit is treated as a card.

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Original in French 🇫🇷
Article L312-68


Lorsque le crédit renouvelable est assorti d’une carte ouvrant droit à des avantages de toute nature, le bénéfice de ces avantages ne peut être subordonné au paiement à crédit.
Dans ce cas, le prêteur ou l’intermédiaire de crédit a l’obligation de proposer au consommateur la possibilité de payer au comptant avec cette carte.
Est assimilé à une carte tout moyen de paiement dématérialisé accessoire à un crédit renouvelable.

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