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Article L732-2 of the French Consumer Code

The contractual plan may include measures to defer or reschedule debt payments, to forgive debts, to reduce or eliminate the interest rate, to consolidate, and to create or substitute collateral.
The plan may make these measures conditional on the debtor performing acts to facilitate or guarantee payment of the debt. It may also make them conditional on the debtor refraining from acts that would aggravate his insolvency.

Original in French 🇫🇷
Article L732-2


Le plan conventionnel peut comporter des mesures de report ou de rééchelonnement des paiements des dettes, de remise des dettes, de réduction ou de suppression du taux d’intérêt, de consolidation, de création ou de substitution de garantie.
Ce plan peut subordonner ces mesures à l’accomplissement par le débiteur d’actes propres à faciliter ou à garantir le paiement de la dette. Il peut également les subordonner à l’abstention par le débiteur d’actes qui aggraveraient son insolvabilité.

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