The Crédit Agricole network comprises the central body, the Regional Banks and the Local Banks referred to in Articles L. 512-34 and L. 512-35. Credit institutions and finance companies that are controlled directly or indirectly, exclusively or jointly within the meaning of article L. 233-16 of the French Commercial Code by one or more institutions belonging to the Crédit Agricole network may also be affiliated to it, by decision of the central body, under the conditions and with the same consequences as those set out in article L. 511-31 .