Chapter II: Mutual and cooperative banks.

In addition to the persons, groups and local authorities mentioned in articles L. 512-22 and R. 512-4 , the following may be admitted as members of the Caisses de Crédit Agricole Mutuel 1° Owners of buildings used primarily as dwellings located in rural areas as defined in article R. 512-3, or in rural renewal and mountain economy areas, excluding conurbations with more than 75,000 inhabitants, as well as owners of…

Communes with a population of less than 7,500 at the main town are considered to belong to the rural environment, with the exception of communes with a population of between 2,001 and 7,500 at the main town and which are part of conurbations with more than 65,000 inhabitants.

The following may join the caisses de crédit agricole mutuel: 1° Agricultural cooperative societies and associations thereof; 2° Associations syndicales with an exclusively agricultural purpose, their unions and land associations; 3° Agricultural collective interest companies; 4° Professional agricultural unions, livestock companies, agricultural associations recognised by law and dependent on the Ministry of Agriculture whose purpose is to promote agricultural production, as well as their unions and federations; 5° Caisses d’assurances…

The Caisses de Crédit Agricole Mutuel may provide financial assistance to users who are not members but fall into the following categories: 1° Businesses whose main activity is the production, storage, processing or marketing of agricultural or food products; 2° Liberal professions, holders of public office and ministerial officers, commercial, industrial, craft and service-providing companies; 3° Building owners and builders; 4° Associations, groupings, non-trading companies and other bodies of a…

The Caisses Régionales de Crédit Agricole Mutuel may grant bauspar loans to holders of bauspar accounts or plans, as well as subsidised loans under the conditions set out in Section 3 of Title III of Book III of the Code de la Construction et de l’Habitation.

One of the copies of the articles of association and the list of members of the caisse de crédit agricole mutuel is filed with the clerk of the judicial court. Each year, before 1st June, a director or the manager of the caisse shall file, in duplicate, at the clerk’s office of the judicial court within whose jurisdiction the registered office of the caisse is located, a copy of the…

The articles of association of the caisses de crédit agricole mutuel must expressly state the rules mentioned in the third paragraph of article L. 512-23 and in articles L. 512-31, L. 512-41 and R. 512-9.