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Article L174-5 of the French Insurance Code

The insurer shall not be liable for damage or loss caused by intentional or inexcusable fault on the part of the consignor or the consignee as such.

It shall not be liable for loss or damage resulting from the inherent vice of the goods, resulting from their internal deterioration, decay or leakage, as well as from the absence or defect of packaging, road shrinkage or rodents. However, the insurer guarantees the damage resulting from the delay when the journey is abnormally delayed by an event for which it is responsible.

Original in French 🇫🇷
Article L174-5

L’assureur ne répond pas du dommage ou de la perte que l’expéditeur ou le destinataire, en tant que tel, a causés par faute intentionnelle ou inexcusable.

Il ne répond pas du dommage consécutif au vice propre de la marchandise, résultant de sa détérioration interne, de son dépérissement, de son coulage, ainsi que de l’absence ou du défaut d’emballage, de la freinte de route ou du fait des rongeurs. Toutefois, l’assureur garantit le dommage consécutif au retard lorsque le voyage est anormalement retardé par un événement dont il répond.

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