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Article L176-3 of the French Insurance Code

When cumulative insurance policies are taken out without fraud, each of them produces its effects in proportion to and within the limits of the cover provided by the contract.

Original in French 🇫🇷
Article L176-3
Quand les assurances cumulatives sont contractées sans fraude, chacune d’elles produit ses effets en proportion et dans les limites des garanties du contrat.

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