When the lender is led to request the cancellation of the contract, it may demand the immediate repayment of the capital paid in, as well as the payment of accrued interest.
Until actual settlement, the sums remaining due shall accrue default interest at a rate equal to the rate of the loan. In addition, the lender may claim compensation from the defaulting borrower which, without prejudice to the application of the article 1231-5 du code civil, may not exceed an amount which, depending on the remaining term of the contract, is set according to a scale determined by decree.