The specific information statement referred to in article L. 132-22 is provided to the contracting party in the year preceding the date of expiry of the contract and no later than one month before that date. The information referred to in article L. 132-22 may be provided in a single document.
For tacitly renewable contracts, the specific information statement is sent under the conditions set out in the first paragraph before each tacit renewal date.
In the case of non-renewed contracts, if the policyholder or beneficiary has not contacted us within one year of the date on which the contract expires, the specific information statement is sent again in the month following the first anniversary of the expiry of the contract.